I received an email that someone in Greece wanted to purchase one of my paintings. We exchanged numerous emails, agreed on a price. We searched for shipping quotes, then they suggested a shipper they have used in the past. They then suggested I use Wave Accounting and Swipe (both reputable companies) to complete the transaction. I signed up and they sent me $8280. Swipes policy is 7 days for the money to be transferred into your account. A very smart woman (Leigh) employed by Swipe caught it and phoned me. They send you the money with stolen cards, then you pay the shipping cost ($2280) with your debit/credit card. Then the charges are reversed when it's discovered you've received payment with stolen credit cards. You are then responsible for $8280! A very smart and elaborate scheme.
Leigh that works at Swipe told me this has been happening for approximately two weeks. They are targeting artists with non store front websites. She said I was the first one she caught before the damage was done.
I was leary the entire time, yet flattered. Also, I couldn't figure out the scam since they sent me the money. I felt secure since I had the money and the painting both in my possession. Wrong. Please be smart and don't be afraid to ask questions!! No sale at all is better than you paying off an unfair debt for the next 10 years.